Every seller has different goals. We help you compare your options so you can choose the path that makes the most sense for your property, timeline, and financial needs.
Best when the seller wants maximum exposure and the strongest shot at top-dollar pricing. after repairs.
Includes options like FSBO or selling directly to a cash buyer for more speed and simplicity.
Best for sellers who want flexibility, monthly income, or a solution tailored to a unique situation.
Can work for sellers who want control and fewer fees, but it also means handling pricing, marketing, showings, and negotiation on their own.
Best for sellers who want speed, certainty, and a simpler as-is sale without repairs, cleanup, or long timelines.
Useful when a seller wants monthly income, privacy, flexibility, or a more customized structure based on the property and situation.
Average Monthly
Holding Costs
For a $700,000 South Florida home, a practical example of monthly holding costs may include:
Property taxes: ........................................................................................$700/mo
Insurance: ..................................................................................................$400/mo
Utilities: .......................................................................................................$350/mo
Lawn / pool / basic maintenance: ................................................$250/mo
Mortgage / financing carrying cost: .........................................$3,000/mo
Estimated Monthly totals: ............................................................. $4,700/mo
Estimated 6 months total: ................................................................$28,200.
This is an illustrative example, not a fixed rule.
Typical Closing Costs
These are the costs that often still apply when title transfers in a traditional sale.
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Owner’s title insurance: ................................. about $3,575
Documentary stamp tax on deed: ...about $4,500 Recording fees: .................................................usually modest
Prorations /closing adjustments: ...............variable
These costs often still appear in many sale types when ownership transfers.
Traditional Sale Costs That Change
These are the costs that usually make the biggest difference in a traditional listing.
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Agent compensation: ...............about $35,000
Buyer concessions: ................................variable
Repairs or credits: ................example $200,000
Time on market costs:........... about $4,700/mo
These are the items sellers should compare carefully against a direct-sale option.
Doing the Math
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After-Repair Value (ARV): .........................$700,000
Less repairs: ........................................................$200,000
Less traditional selling costs: .....about $43,000
Less 6-month holding costs: .....................$28,200
Estimated net before mortgage payoff:
about ....$428,800
Actual numbers vary based on the property, timing, and deal terms.
Estimated Seller Walk-Away
This example may leave about $428,800 before
mortgage payoff and other liens.
Then subtract any existing mortgage, HELOC, unpaid taxes,
HOA balances, or other property-specific obligations to estimate
what the seller may actually walk away with.
Want Help Comparing Your Real Numbers?
Tell us about the property, your timeline, and what matters most to you. We will help you understand the next best step.

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Helping South Florida homeowners understand their selling options and choose the path that fits their goals.
Traditional Sale
Creative Financing
Inherited Property Solutions
Pre-Foreclosure Help
Trust Options
Email: [email protected]
Phone: 904-318-5844
Area Served: South Florida
Secondary Area: Hampton Roads, Virginia
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